Recall

I hope we have not entered a new era where dissatisfaction with enacted legislation results in a recall effort. I have always thought election days were for expressing our agreement or displeasure with elected officials.

Give Thanx

If you are looking for something special to do on Thanksgiving Day morning, check out the Berbee Derby in Fitchburg. It is a 5K run/walk or 10k run. Great way to start off the day of food, football and giving thanx for all the blessings we share.

Philanthropy

Last Friday I was presented with the Lifetime Achievement of Philanthropy by the Association of Fund Professionals. The luncheon was held at the Overture Center and was attended by some 400 persons. It was a wonderful event. It is at times like this that you are reminded of how much generosity truly exists in our Dane County community.

The Beauty of Wisconsin

On some of the recent beautiful days, I have taken short bike rides out into the rural areas. Observing all the farm machinery working in the fields reminds me how important those folks are to all of us. Long hours, big risks and love of independence gives us farmers who provide for our food needs. But it is so difficult for the smaller farm to survive. It is encouraging, however, to occasionally see signage that some farm land is a "No Spray Zone" and is organic.

Economics

You likely notice any new economic news on this blog. There is really not much to report on. Interest rates still historically low. If you have a home loan and have not refinanced within the last six months, you really should go to our web site at oakbankonline.com and check out the rates. My guideline: if your loan balance is over $200,000 and you can reduce your rate 1/2 percent, you should consider refinancing.