How High Will They Go?

All indications from the Fed still point to policy tightening and a rising rate environment sometime around mid-2015.  How high rates will go remains a question though.  It could be we are approaching yet another time of change and recent market volatility is simply an expression of concern.  

Vote Vote Vote

A week from today some significant decisions, by you the voter, will be made.  Be sure to either vote early or be at your polling place on November 4!

Early Voting

I usually am one of the first voters at my voting site each election.  But this year I did something new....  I voted early yesterday.  The only downfall is that if you make an error on your ballot, it will be a wasted vote.  Whereas, voting on election day your ballot would normally be rejected if an error is made.

Cybersecurity

I cannot say it too strongly:  you need to protect yourself from cyber attacks!  The easiest way to do this is to do away with weak passwords that are easy to guess or can be easily obtained in cyberspace by would-be criminals.

Good Year for the Bank

I don't often write specifically about Oak Bank but thought a couple comments about our year is timely.  There was some plans of moving to a new location in Fitchburg.  Those plans are on hold right now.  Financially, we are pleased with our results through the first nine months of 2014.  Loan demand is still a little weak, but improving.