Schemes in Turbulent Markets

During periods of financial stress like we are currently experiencing, one has to be on guard for all kinds of schemes to take advantage of the market turbulence. Be careful! If you don't understand what is being offered, walk away or hang up. People peddling these products are very persistent and don't like to take "No" for an answer. So be tough and don't buy in unless you're confident about what you are doing.