#8 tip for good credit:
Build an emergency fund equal to at least six months of living expenses. If the unexpected happens, you will still be able to pay fixed expenses instead of falling behind.
See last blog for item on COBRA. If you are not eligible for COBRA, you might want to consider a catastrophic or high-deductible medical plan, which typically carries lower premiums than other individual policies. Keep in mind that people with serious preexisting health problems - such as heart disease, diabetes or multiple sclerosis - typically cannot get catastrophic health insurance.